Sources for Financial Support
The current COVID-19 crisis has been a game changer for small businesses. To ensure Business for All, Hello Alice with the support of Verizon, Silicon Valley Bank, Ebay, and others is offering $10,000 emergency grants, being distributed immediately to small business owners impacted by this pandemic. If your business has been severely impacted by COVID-19, please complete the full COVID19 Business for All Grant application to apply for immediate support in the form of $10,000 grants.
Agricultural producers can now apply for USDA’s Coronavirus Food Assistance Program (CFAP), which provides direct payments to offset impacts from the coronavirus pandemic. The application and a payment calculator are now available online, and USDA’s Farm Service Agency (FSA) staff members are available via phone, fax and online tools to help producers complete applications. The agency set up a call center in order to simplify how they serve new customers across the nation.
Applications will be accepted through August 28, 2020. Through CFAP, USDA is making available $16 billion for vital financial assistance to producers of agricultural commodities who have suffered a five-percent-or-greater price decline due to COVID-19 and face additional significant marketing costs as a result of lower demand, surplus production, and disruptions to shipping patterns and the orderly marketing of commodities.
Producers can download the CFAP application and other eligibility forms from farmers.gov/cfap.
As part of our effort to help all taxpayers, no matter where they live, their background or what language they speak, the IRS is expanding information and assistance available to taxpayers in additional languages. For the first time, the 2020 Form 1040, U.S. Individual Income Tax Return, will be available in Spanish. It will also allow taxpayers to indicate whether they want to be contacted in a language other than English. This is a new feature available this coming filing season. Learn more on IRS.gov.
As part of a large effort to reach underserved communities, #IRS Publication 1, Your Rights as a Taxpayer, is now available in 20 languages. The 2020 version of Publication 17, Your Federal Income Tax, will be available early next year in seven languages. https://go.usa.gov/xGBjn
Thanks to a significant grant from Lowe’s, LISC will provide the emergency assistance that small businesses desperately need to stay afloat. We will deploy grants to help them bridge the financial gap, and provide guidance to help them navigate the intricate web of public and private resources now available. LISC will focus these efforts on historically underserved communities—especially those enterprises owned or led by minorities and women, who often lack access to affordable capital.
New York Foundation for the Arts often receives calls from artists requesting information on emergency grants to serve financial need or an emergency such as bereavement or illness. A page on their site is regularly updated with links to various sources for funding.
RedRover is greatly concerned for people and animals during this COVID-19 crisis. We are currently assessing what is needed and will continue to provide updates with resources and information. Grant resources include Emergency Veterinary care, Emergency boarding, Pet food and Equine resources, and more.
In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available following a successful application. This loan advance will not have to be repaid. For more information, click here.
Social Security offices continue to provide service by phone. Phone numbers are published online at www.ssa.gov. Just scroll down to Contact Us, select Office Locator, and enter your ZIP Code, and select Locate. The office address, and our national toll-free number will appear first, but if you scroll down to Additional Information, the local office’s direct toll-free number is listed.
For those who need to connect with the IRS or have issues with income tax errors or arrears, they can call the Taxpayer Advocate Service at 877-777-4778.
Some information available at taqxpayeradvocate.irs.org.
Ulster County’s women and minority-owned businesses, along with businesses in low- and moderate-income census tracts, are now eligible for $2 million dollars in loan funding through the Ulster Equity Loan Program. The monies, targeted at stabilizing small businesses and non-profits hit by the impact of the COVID-19 pandemic, are made possible by a $100,000 investment by Ulster County Economic Development Alliance (UCEDA) in partnership with the National Development Council (NDC). The minority and women-owned businesses do not have to be certified by NYS and may be self-identifying. Other businesses will be eligible after minority and women-owned businesses and those in qualifying areas are given priority.
Ulster County Department of Social Services
Ulster County Temporary Assistance (845)-334-5442
Medicaid Office (845)-334-5175
www.nystateofhealth.ny.gov– the official health plan marketplace (855)-355-5777
This fund drive will help the hourly, low-wage workers in our community who have been laid off, fired, or given reduced hours as a result of COVID-19. We do not make cash payments, but pay vendors (i.e. utility company, landlord, insurance company, phone company, etc.). A $750 cap applies. Call 845-331-4199 for information.
Central Hudson is temporarily suspending service disconnections to lessen any hardship the COVID-19 pandemic may have on customers.
As of May 18, the Treasury and the IRS are starting to send nearly 4 million Economic Impact Payments (EIPs) to those who have not received their original payments yet by prepaid debit card, instead of by paper check. EIP Card can be used to make purchases, get cash from in-network ATMs, and transfer funds to your personal bank account without fees. It can be used online, at ATMs, or at any retail location where Visa is accepted.
The Treasury-sponsored EIP Card is another method to provide money efficiently and securely to eligible recipients and their families who are qualified and are without bank information on file with the IRS, They must have a tax return that was processed by either the Andover or Austin IRS Service Center.
On March 27, Congress passed a bill that will provide $1200 to every adult who filed a tax return in 2019 or 2018, and/or any adult who currently receives payments from the Social Security Administration (SS, SSI, or SSDI). In addition, a household will receive $500 for any child under the age of 16 who is claimed as a dependent. These payments will automatically be received via check or direct deposit, if bank information is on file with either the IRS or the SSA. These payments are estimated to be received by mid to late April, 2020.
If you have not yet filed a federal tax return, and earned less than $69,000, you should file as soon as possible on-line at https://www.irs.gov/filing/
To check on status of economic stimulus payment, click here.
The 2020-2021 Regular HEAP benefit opened November 2, 2020.
If you are eligible, you may receive one regular HEAP benefit per program year to help you pay for heating your home.
Eligibility and benefits are based on:
- household size,
- the primary heating source, and
- the presence of a household member who is under age 6, age 60 or older or permanently disabled.
Regular benefits for households that pay directly for heat based on actual usage are paid directly to the vendor that supplies the household’s primary source of heat. Benefits also available for heating equipment repair or replacement, or a clean and tune benefit.
The Governor announced that for a 90 day period, consumers experiencing financial hardship due to COVID-19 may defer paying life insurance premiums. No late fees will be assessed and no negative data will be reported to credit bureaus during this time, and late payments will be payable over a one-year period.
For a 60 day period, consumers and small businesses experiencing financial hardship due to COVID-19 may defer paying premiums for property and casualty insurance, including auto, homeowners, renters, workers comp, medical malpractice, livery and taxi. No late fees will be assessed and no negative data will be reported to credit bureaus during this time, and late payments will be payable over a one-year period.
All requests for support will be kept confidential except to those providing support. There is no ask that is too big, and no one will ever be shamed for asking for what they need.
Kingston Mutual Aid is an all-volunteer grassroots group. We will get back to you as soon as we can. Thank you for your kind patience.
The COVID Rent Relief Extension Program will provide eligible households with a one-time rental subsidy that will be sent directly to the household’s landlord. Applicants will not need to repay this assistance. The Covid Rent Relief Extension Program is not first come, first served. Applications will be accepted through Feb. 1, 2021. HCR will prioritize eligible households with “greatest economic and social need.”
For the next round of applications, tenants will have to meet all of the following criteria:
- Must be a renter and have a primary residence in New York State;
- Applicants must have lost income during the period of April 1, 2020 to July 31, 2020;
- Before March 7, 2020, household income must have been at or below 80% of the Area Median Income, adjusted for household size; and
- Households must be “rent burdened” during the months they are applying for assistance between April 1, 2020 to July 31, 2020.
The subsidy for eligible applicants will be calculated as: the difference between the household’s rent burden on March 1, 2020 and the household’s rent burden during the months of April, May, June and July of 2020 (coverage period), except that for applicants whose rent burden was lower than 30% on March 1st the subsidy will be sized to reduce their rent burden to 30% for the lowest month during the coverage period.
For help, applicants can contact HCR’s COVID Rent Relief Extension Program Call Center for assistance at 1-833-499-0318 or email@example.com. Call Center representatives are available Monday through Friday 8:30am – 5:00pm.
Call Center staff are available to assist residents in filling out the application over the phone.
Please note: The call center will be closed December 24th, 25th, 31st and January 1st.
Apply here: https://hcr.ny.gov/RRP
EmPower New York grants of up to $10,000 to low-income households facing high energy burdens through NYSERDA. Eligible upgrades include attic and wall insulation, high efficiency lighting, refrigerator and freezer replacement and solar credits of $5-$15 a month that are applied to your utility account. Application: https://rb.gy/bncasr
Per Governor Cuomo’s Executive Order:
New York is extending a moratorium on evictions for residential and commercial tenants. At this time, eviction proceedings have been suspended and no one can be evicted in New York State until at least August 20.
The state is also banning late payments or fees for missed rent payments during the eviction moratorium, and allowing renters facing financial hardship due to COVID-19 to use their security deposit as payment and repay their security deposit over time.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses. Click for more info
NYS partners with the Free File Alliance to offer you more options to e-file your New York State income tax return—at no cost. If your 2019 income is $69,000 or less—yes, using at least one of the software providers on this page.
If you earned more than $69,000 in 2019, see Other e-file options to learn about your electronic filing options.
For everything you’ll need to choose the right software and prepare your return, see Get ready to e-file your income tax return. For additional tools, see Filing Season Resource Center for additional filing information.