United For ALICE

ALICE IN ULSTER COUNTY

ALICE is an acronym for Asset Limited, Income Constrained, Employed — households that earn more than the Federal Poverty Level, but less than the basic cost of living for the county. While conditions have improved for some households, many continue to struggle, especially as wages fail to keep pace with the rising cost of household essentials (housing, child care, food, transportation, health care, and a basic smartphone plan). Households below the ALICE Threshold — ALICE households plus those in poverty — can’t afford the essentials.

2021 Point-in-Time-Data
Population: 182,951
Number of Households:  75,053 (8% change from 2019)
Median Household Income:  $78,938 (state average: $74,314)
Labor Force Participation Rate:  60% (state average: 63%)
ALICE Households:  26% (state average 30%)
Households in Poverty:  10% (state average 14%)

Financial Hardship Has Changed Over Time in Ulster County

As circumstances change, households may find themselves below or above the ALICE Threshold at different times. While the COVID-19 pandemic brought employment shifts, health struggles, and school/business closures in 2021, it also spurred unprecedented public assistance through pandemic relief measures. In 2019, 30,198 households in Ulster County were below the ALICE Threshold; by 2021 that number had changed to 27,313.

Financial Hardship is Not Equally Distributed

By total number, groups with the largest population of households below the ALICE Threshold tend to also be in the largest demographic groups. However, when looking at the proportion of each group that is below the ALICE Threshold, it is clear that some groups are more likely to be ALICE than others.

Households by Race/Ethnicity, Ulster County, New York, 2021

There were also differences in financial hardship by household type and age of householder.

Group % Below ALICE
Threshold
Single or Cohabiting (no children) 28%
Married (with children) 17%
Single-Female-Headed (with children) 72%
Single-Male-Headed (with children) 49%
  • AGE OF HOUSEHOLDER
Group % Below ALICE
Threshold
Under 25 75%
25 to 44 Years 28%
45 to 64 Years 30%
Seniors (65+) 49%

 

The Cost of Basics Outpaces Wages

The Household Survival Budget reflects the minimum cost to live and work in the modern economy and includes housing, child care, food, transportation, health care, a smartphone plan, and taxes. It does not include savings for emergencies or future goals like college or retirement. In 2021, household costs in every county in New York were well above the Federal Poverty Level of $12,880 for a single adult and $26,500 for a family of four.

Monthly Costs
and Credits
Single
Adult
One Adult,
One Child
One Adult,
One In
Child Care
Two
Adults
Two Adults
Two Children
Two Adults,
Two In
Child Care
Single
Senior
Two
Seniors
Housing – Rent $706 $781 $781 $781 $1,004 $1,004 $706 $781
Housing – Utilities $154 $239 $239 $239 $292 $292 $154 $239
Child Care $0 $391 $1,042 $0 $781 $2,167 $0 $0
Food $484 $820 $736 $887 $1,446 $1,318 $446 $818
Transportation $358 $456 $456 $535 $835 $835 $311 $441
Health Care $226 $522 $522 $522 $784 $784 $526 $1,052
Technology $75 $75 $75 $110 $110 $110 $75 $110
Miscellaneous $200 $328 $385 $307 $525 $651 $222 $344
Tax Payments $365 $659 $820 $475 $1,081 $1,437 $425 $773
Tax Credits $0 ($645) ($932) $0 ($1,455) ($1,865) $0 $0
Monthly Total $2,568 $3,626 $4,124 $3,856 $5,403 $6,733 $2,865 $4,558
ANNUAL TOTAL $30,816 $43,512 $49,488 $46,272 $64,836 $80,796 $34,380 $54,696
Hourly Wage $15.41 $21.76 $24.74 $23.14 $32.42 $40.40 $17.19 $27.35

 

The Labor Landscape is Challenging for ALICE Workers

A small portion of adults (16 years and older) in Ulster County were unemployed and a large number were working in 2021. However, a significant portion of both full and part-time workers are paid by the hour; these workers are more likely to have fluctuations in income and less likely to receive benefits.

Financial Hardship Varies by Location in Ulster County

There is significant variation in the number of households who live below the ALICE Threshold within the county. Explore the map and table below to learn more. The map is shaded to show the percentage of households that are below the ALICE Threshold (poverty-level and ALICE households combined).

Ulster County, New York, 2021
Denning town, Ulster County, New York 179 29%
Esopus town, Ulster County, New York 4,056 39%
Gardiner town, Ulster County, New York 1,384 27%
Hurley town, Ulster County, New York 2,573 34%
Kingston city, Ulster County, New York 9,505 49%
Kingston town, Ulster County, New York 386 48%
Lloyd town, Ulster County, New York 4,278 36%
Marbletown town, Ulster County, New York 2,326 38%
Marlborough town, Ulster County, New York 3,684 27%
New Paltz town, Ulster County, New York 4,868 41%
Olive town, Ulster County, New York 1,736 33%
Plattekill town, Ulster County, New York 4,157 44%
Rochester town, Ulster County, New York 2,888 39%
Rosendale town, Ulster County, New York 2,360 46%
Saugerties town, Ulster County, New York 8,109 44%
Shandaken town, Ulster County, New York 1,474 48%
Shawangunk town, Ulster County, New York 4,339 23%
Ulster town, Ulster County, New York 5,262 40%
Wawarsing town, Ulster County, New York 4,361 50%
Woodstock town, Ulster County, New York 3,204 40%

Learn More

See what partners across the country are doing to improve life for ALICE households on our ALICE in Action page.